Watching SquawkBox on CNBC this morning, Andrew Sorkin was discussing the safety net with David Walker, Taxes Ranger. The conversation always came around to when was the best time the government should discuss the safety net and what we should do about the ballooning budget.

I frequently hear guest on the show say now is not the time for the government to be discussing the safety net, because of the fragile condition of the current recovery of the economy.

I think now is the perfect time for the debate to occur.

Our economy is trying its best to pull up its pants and develop its way out of the worst economic depression in 75 years. There are still 8.3% of people unemployed in this country. Millions of people who have left the workforce because they have given up looking for work.

Millions of people are learning to succeed with less, and because of that millions have lost their homes, and there is a potential for millions more to lose their homes, or give them up because of falling home prices.

The next shoe to drop is probably going to be the student loan issue. No one has yet to address that issue. Everyone knows that if you’re going to get a job in the future you need a college degree. Every year the cost of going to college continues to go up. No one can afford the cost without loans and who can afford to repay $40,000 to $60,000 while paying there every day expenses.

In the next couple, of years there will be 100,000 soldiers coming home from Afghanistan looking for work. The government is going to cut back on the military budget. That means there will be cutbacks in the defense budget, which means cuts in the defense industry. More people out of work.

We as a nation are waking up every day and realizing that we have to learn to cope with less. I lost my job in 2007. After looking for work for three years and spending, all of our savings and 401(k) making payments on our home and keeping us afloat it was all gone. We lost our home, and I had no choice but to turn to Social Security as a source of income. Lucky for me, I was at the age of 63.

I would much rather see us as a nation start talking about the safety net, and how we solve the problems that we have than wait until all of the problems we have now are supposedly solved, and then start the conversation.

I would rather solve all our problems now, so that 3 to 5 years down the road we walked into a much brighter future knowing that our future ahead of us is a clear direction that is not filled with all the dangers that currently lay before Greece.

Just because, our elected officials are unwilling to discuss our problems that they know lay in front of us, does not mean, that we as grown-ups, are not prepared to accept them. I think that we as a nation know that the day of reckoning is upon us and that the time has come that we must face the music. Sure, we all scream and holler that we do not want the government to touch our Social Security, Medicare, or Medicaid. In the end, we know that the key to keep from having changes to our own safety net we have to sit down and rationally discuss how we solve our problems. We cannot live like an ostrich with our heads stuck in the sand.

Open the discussions now and let’s solve our problems before we are too late. Stop listening to the officials that would rather wait so they have something else to fight about later.